We eat a banana. The banana grew on a banana plant. The plant grew out of the soil. When the soil which is steaming with life (mostly micros feeding on organic matter) sees the banana peel it screams it wants to eat.
Does anyone feel anything when we throw all our organic scraps to the uncontrolled garbage? Even someone living in the city on the fourth floor could manage compost if they wanted. They need some sand, water and a two x two space of soil. Next time that pot of coffee is made the micros would like a caffeine buzz also.
Humic Acid is essentially the waste of microscopic organisms after feasting on matter. Without microscopic organisms nothing lives not even us, we wouldn’t digest food, we wouldn’t have food. It is vitally essential for humic acid to be present in soil in order for fertilizer, lets say the common Miracle Grow (potassium nitrogen phosphorous) to be available or absorbent to the plant. The three main ingredients, potassium gives health to the root, nitrogen the stork and leafs and phosphorus to the flowers.
Everything and everyone has a purpose in life. A tree, a cat, Hitler, when it comes to humans they might not know their purpose or are confused. Hitler may have known or thought he knew his but now he is dead. The faster one knows his true and worthy purpose the better off he is. There are millions of things I could do and no doubt what I put my hand to will succeed, but would I have fulfilled my purpose is the question. For me, my purpose must be for the good of mankind. I have a target I’m aiming for. The word for sin in Hebrew is; hcaet (חטא)) which means missing the target. When the bow is pulled back and the arrow is sent and the bull’s-eye is missed, that’s hcaet. The word for the sin against God is also hcaet. When we miss our purpose, we sin we are in sin. Hitler had a purpose which he thought was good and he died with it, whether it was for the good of mankind that’s another story.
Plato alludesus to the theory that nothing in a physical sense can be perfect, only an idea. If one were to draw a square for example it could never be perfect no matter what sort of pen or medium he uses because the molecules can not a line exactly alike for every molecule is different, although the idea of a perfect square can be conceived.
A jet plane is derived from elements known to man, therefore it always existed he just lacked the knowhow to assemble them together. If molecules can not be perfect, who determines what is perfect? If perfect can only be a conception than there is a vast difference of conceptions. For that reason one might conceive the world as perfect harmony and another as inevitable doom. We all perceive these concepts different.
Money usually in the form of paper has a value to a particular concept. Ownership to these values is also concepts, whether one conceives an array of digits at a bank or a block of gold buried in his backyard. Speaking of backyards or real estate they also have a concept value, whether documented on a deed or an equivalent of trinkets of a particular people who call themselves Dutch purchased from a particular people who are called Indians of a piece of real estate called Manhattan.
If physical things are infallible, than ownership are also. These concepts are short lived, as of a so called second temple of King Solomon had a so called large value, whether by consumables like wine or grain or things that sparkle like silver and jewels. Yet these values have limits. One can only consume so much wine and gaze at so much glitter of rubies.
The value is a concept to everyone, one might use his or hers concept of money to buy heroin to another cigarettes to another real estate and yet to another a combustion powered vehicle and yet to others festive activities at restaurants. Many use wealth to prostitute or to be prostituted. When these concepts are endowed with power wars can be conceived.
Therefore to all this is the essence of an idea is value and if value is correlated to wealth than one must define wealth. To some health is wealth then again to perceive what health is, is also an idea.
Regardless of what is written about Obama doesn’t mean it is true. What is true is “what comes out of the mouth the heart is full of” and we hear what Obama says and we can judge his heart accordingly.
Our biggest problem now aside from energy is terrorism (if we fix our energy we fix the economy) and there’s two ways to address terror, offensively or defensively. Both face the same tossup war or peace. Why radical Islam hates us? Education is the key. Talking and listening with our enemies and allies spending money on the schools that will prevent the teaching of radical Islam and at the same time be sensitive to the ancient customs of the Arab nations and leave diversity the role it needs to play. I am an American that lived in Israel ten years near an Arab neighborhood (Bethlehem) and I know how Arab-Israeli (Arabs that were born in Israel) and Palestinians (Arabs who were born outside usually Jordan) and have an understanding how both think. The more violence we will use against this Holy War, the more they are given the right to use terror.
Here is one way to tackle it. First let’s look at the numbers. I am just a laymen who is not in the position to obtain these numbers, especially real numbers. I would like to start right before the housing bubble around December, 1999 when there was a created rumor that the would will end New Years Day. Who created and why has to do with the beginning of a real-estate thrust. Year 2000 houses were still cheap. I’m from NYC and happen to come to visit SarasotaFlorida where my brother Joe owned a nice house that he paid $50,000 in 1999. At that time there were these homes through HUD and these veteran homes and loans. The internet is a key here; (keep that 2000 meltdown on the back burner for now) this is a easy way to sell houses. Handyman specials were the craze. A baby-boomer like me coming from New York seized on a veteran loan even though I wasn’t a vet. One didn’t actually have to be a vet, but if you were you got a little better rate. So a girlfriend and I purchased a house out in Holiday Florida for $35,000 and $500 down, a handyman with parts of the roof missing. She cosigned because I had no credit. I fixed it up with my money and we soon broke up two months later. Since she was on the deed and I had no credit the banks were giving me a hard time to stand on my own two feet. I didn’t have a job to top it off (still don’t but that’s beside the point). Through battling back and fourth, they finally gave me what they called a none-conventional with a 10.5% rate.
The baby boomer era has a part in this because in places like Tampa there were millions of houses that were built in the early 70’s when codes were slacked. Fixer uppers were being swooped up especially by investment companies that owned huge amounts and renting them out. I was a student at USF through 1998-2005 and during around 2002 vertical everyday prices were going up and my house was worth about 65-70 k. 2004 I sold that house and took the profit and put 20% down which allowed me to obtain $90,000 nice house with what they called a no-doc loan with a decent rate of 6%. During 04-05 prices went up at one point my house was worth 140,000. I was just about to sell it again but I backed out just in time thinking I would only have to buy another expensive house.
Here is were I would like to know these numbers. By rule of thumb if a person bought a house for $100,000 at a rate of 6% he still needed 10%, $1,000/mo with taxes/insurance. My particular problem is not so bad, although here is where the failure accrued. At the peek of the high priced homes using my same neighborhood, someone would buy my house at $150,000 with a monthly payment of $1,500, who probably purchased their house with the equity from their previous house. Which meant, with all their expenses phone, cell, cable, utilities, car, insurance, and food, their income would have to be at least $3,500/mo. Someone who took a second mortgage at that time when the prices began to drop helped fuel the crisis. The brave who lived in places like California who did this same scenario in a 350-450 k house got humbled quick.
We can sit here and say the banks and the buyers are to blame and somewhere there’s a greedy con-artist hiding in a condo, but it’s not the solution to our problem.
Out of all the foreclosures out there, how many of them are the buyers only home? Out of those numbers, how many are out in the street? The next number is how many are living with relatives? The next number is how many are renting now? Now the biggest number and in my view is the most important of all is, out of the number of foreclosures how many are priced over the head of the actual incomes.
Here is my suggestion; let these people humble themselves and get in homes adjacent to their actual income. Second, the homes that are left after all the musical chairs of houses are left then these should be simply put up for auction.
If we did this we wouldn’t have to use billions of taxpayers’ money.
